S
CMA Sahil
CMA8+ years · English, Hindi, Punjabi
- Income tax returns
- GST compliance
- CMA data for bank loans
Audit
Stock Audit and Bank Certification
Borrowers with working capital limits, and their lenders
Banks require periodic verification of stock and receivables against the drawing power claimed in monthly stock statements. We verify physical stock, age the book debts, reconcile both with the books and issue the certificate in the lender format. Often paired with CMA data preparation for the same borrower.
₹14,999₹9,999+ 18% GST
5 to 10 business days Reviewed by CMA Sahil
Online payment and dashboard tracking arrive with the client portal. Until then we confirm the order on WhatsApp and send a GST invoice.
Your next deadlines
LIVE- Signed by the professional the law requires
- Working papers prepared in-house
- Filed before the due date
- GST, TDS and 26AS reconciled
What is included
- Physical stock verification and valuation
- Book debt ageing and reconciliation
- Drawing power computation
- Certificate in the lender format
- Observations and corrective actions for the borrower
Documents we need
- 1Stock statements filed with the bank
- 2Purchase and sales registers
- 3Debtor ageing
- 4Sanction letter and terms
- 5Godown or branch list
Missing something? Start anyway. Your expert tells you exactly what is needed and what can be downloaded with your consent.
Simple process
How stock audit and bank certification works
Scope and quote
Share turnover, entity type and last year's financials. We confirm which audits apply and quote a fixed fee.
Within 1 working day
Books and schedules
We compile or review the books, prepare the annexures and reconcile GST, TDS and 26AS with the accounts.
5 to 15 business days
Report signed and filed
The empanelled Chartered Accountant or Cost Accountant reviews, signs and uploads the report before the due date.
Before the statutory due date
Your expert
Prepared and reviewed by a qualified professional
Other audit plans
Tax Audit under Section 44AB
Business turnover above ₹1 crore, or profession above ₹50 lakh
₹19,999₹14,999+ 18% GST
10 to 15 business days
Statutory Audit (Companies Act)
Private Limited, OPC and LLPs crossing audit limits
Quoted after scope reviewfrom ₹24,999
15 to 25 business days
Cost Records and Cost Audit (Section 148)
Manufacturing and regulated sectors above prescribed limits
₹39,999₹24,999+ 18% GST
15 to 25 business days
FAQ about stock audit and bank certification
Do you also prepare CMA data for the same loan?
Yes. CMA data and project reports are a separate service under registrations, and we discount the combined engagement when both are done together.
Who is required to get a tax audit under section 44AB?
A business with turnover above ₹1 crore, raised to ₹10 crore when at least 95% of receipts and payments are digital, and a profession with gross receipts above ₹50 lakh (₹75 lakh with 95% digital). It also applies if you declare profit below the presumptive rate under 44AD or 44ADA after having opted in.
What is the tax audit due date for FY 2025-26?
The audit report in Form 3CA or 3CB with 3CD is due by 30 September 2026 and the return by 31 October 2026. Late filing of the report attracts a penalty under section 271B of 0.5% of turnover, capped at ₹1,50,000.
Can a Cost and Management Accountant sign a tax audit report?
No. Section 44AB reserves the tax audit report for a Chartered Accountant. Our CMA team prepares the books, schedules and 3CD annexures, and an empanelled Chartered Accountant reviews and signs the report. We name that professional on your order.
What is a cost audit and who signs it?
A cost audit under section 148 of the Companies Act examines cost records for specified industries above prescribed turnover limits. It must be conducted by a Cost and Management Accountant, not a Chartered Accountant, and is filed in Form CRA-3 and CRA-4.
Ready to start stock audit and bank certification?
Message us on WhatsApp with the service name, or request a callback. We confirm the price, list the documents and get going the same day.
- Callback within 2 working hours
- Fixed price quoted before any work
- Every return reviewed by a CMA or CA